West End House is proud to announce the introduction of LifeBridge MassMutual’s Free Life Insurance Program.
Through LifeBridge, the Massachusetts Mutual Life Insurance Company (MassMutual) insures the lives of qualified working people for the benefit of their children. A 10-year term life insurance policy, with a death benefit of $50,000, is provided. If you die during the 10 years of coverage, the $50,000 is paid into a trust administered by the MassMutual Trust Co., FSB, a wholly owned stock subsidiary of MassMutual, and used to cover educational expenses of your dependent children. MassMutual pays the premiums.
You are eligible to apply for the program if you are:
- Between the ages of 19 and 42;
- The parent or legal guardian of one or more dependent children under age 18;
- A permanent, legal resident of the United States;
- Currently employed -- either full or part time -- with a total family income of not less than $10,000 or more than $40,000 annually; and
- In good health, as determined by MassMutual’s underwriting standards.
You are not eligible to apply for the program if you:
- Have been diagnosed with heart disease, cancer, HIV or Type 1 Diabetes;
- Currently abuse drugs or alcohol or have abused them within the last 10 years; or
- Are currently on probation.
Bring with you:
- A copy of your last tax return form – 1040 or 1040A (used to confirm your income).
- A recent pay stub (used to confirm you are currently working).
- The Social Security numbers of your children/dependents under the age of 18.
- Proper identification (i.e. driver’s license, green card, photo ID).
What to expect:
MassMutual representatives will be available to assist you with the LifeBridge application process. A medical professional will also be available to take blood and urine samples to confirm your health status. All financial and medical information will be kept strictly confidential and used only to determine your eligibility for LifeBridge.